Technology and digital world are expanding every day and even every hour. And of course banking, finance, and commercial activities are affected from these developments. Also people are starting to change their money spending ways and routine.
In this rapidly change world, we are XPAY, we are here and ready to solve financial technology problems of our customers and partners. Our team members are all experienced in banking, finance and payment systems. We are thinkers and bold actors of fintech world. We combine our knowledge with improving technology and we provide the most suitable and useful solutions.


We have 4 main solutions. Our solutions cover all the elements and processes of payment story that begins with issuing a card and ends with card and mobile payment in the shop. Details of our solutions can be seen below.
Receive Payment


Card Brands

Issue Processing

Cash Management

Merchant Management



Low Commissions

Money Transfers

Cash Management,

Closed Circuit Payment


Access Control


Zayt POS


XPay is proudly empowering many brands and business solutions as their core software platform. Excellence in technology business and especially in Financial Technologies depends on not only high security, regulatory and performance standarts but also depends on your business experience. XPay is your reliable partner in all banking cases.


Do not hesitate contacting us for all your financial technology solutions, XPay is experienced on building platforms that touching value itself and always open for partnerships to create business opportunities. Drop us your email address with a brief description of your motivation and one of us will reach you back shortly.